Investment Management
Need help managing your investments? Book a call today to learn how your portfolio may benefit.
Investment Management Solutions
Research
Markets evolve and what may have been true yesterday can be wrong today. Ongoing efforts includes:
Asset allocation research
Fund manager due diligence
Market commentary
Ad-hoc client specific requests
Trading and Money Movement
Utilizing a technology focused platform, you can expect to receive professional execution related to:
Trade precision
Rebalancing
Custom portfolio overlays
Contributions and withdrawals
Integrated Planning
Once you have a financial plan, there can be a handful of coordination tasks with your accounts:
Income ladder integration
Account registration based asset allocation
Realizing and forecasting taxable liabilities
Tax aware trading
Ongoing Advice
Humans aren’t perfect and we’re prone to behavioral mistakes. With a trusted partner you can make sound decisions related to:
Large purchase planning
Staying disciplined during market volatility
Making confident decisions
Investment Philosophy
Source: Yahoo Finance
Market Leadership Changes
What may have been a successful investment a year ago, may not longer work tomorrow.
For example, in the 2010s energy stocks as measured by the XLE ETF outperformed the S&P 500 in 2010 and 2011. Then from 2012 through 2015 underperformed, briefly outperformed in 2016, and then finished the decade as the worst performing sector.
The same pattern of outperformance sliding to underperformance can be observed across most asset classes and supports an investment thesis that markets refuse to remain static.
At Sella Wealth, portfolios are designed in a risk aware fashion to emphasize asset classes with stronger forward-looking opportunities while underweighting those with weaker prospects.
Risk Must Be Measured
While it may not be as exciting as trying to predict where the next best investment is coming from, risk management is an integral process when designing a portfolio.
A robust risk program helps investors limit expected volatility relative to a stated benchmark. This increases the likelihood that portfolios deliver the level of risk investors ask for and limit unexpected outcomes.
Further, investors may be prone to behavioral errors that lead to overestimating the likelihood of a positive outcome. Measuring risk, allows a portfolio manager to limit the chance of making a mistake.
Remove Ego From the Mix
An investment advisor’s job shouldn’t be to make the most popular trade. And it shouldn’t be to make the most complicated decision for the sake of looking sophisticated.
Instead, an advisor should help clients achieve their goals in the simplest manner possible.
Combining common sense with experience, portfolios should attempt to take Wall Street’s best ideas while stripping out recommendations founded in conflicts of interest. By separating alpha from fees and outcomes from fashion, investors can remove the ego that comes with investing and focus on what matters most.
Cost
For example, if a client has an account value of $3,000,000 then the following equation would be used to calculate their quarterly fee: $3,000,000 x .75% = $22,500 / 4 = $5,625 quarterly fee for that billing period
